funsec mailing list archives

Re: [privacy] In Rehab? It Could Be On Your Credit Report


From: Drsolly <drsollyp () drsolly com>
Date: Wed, 10 May 2006 10:03:41 +0100 (BST)

Mike Herwig looked at his credit report recently and saw something even
more disturbing than past due accounts.

He saw the words "Starlite Recovery Center."

As the name hints, Starlite is a drug and alcohol treatment clinic in
Texas. Herwig, a 36-year-old Boston resident, received treatment for
alcoholism there two years ago and wanted that to remain secret. But now
he fears he's been outed as a recovering addict in front of future
employers, landlords, insurance companies and any other organization
that pulls his credit report.

Experian, which issued the credit report, says Herwig's fears are
unfounded. Starlite's name is omitted from copies of the report given to
others and appears only on Herwig's personal report, according to
Experian’s Don Girard. In fact, federal law prohibits credit bureaus
from listing the name of any medical treatment facility on a credit
report furnished to lenders or employers, he said.

So let's just hope that Mike Herwig,  a 36-year-old Boston resident, 
doesn't have friends, employers etc who are able to use Google to find 
this article.

Still, Herwig's story is instructive about the alarming things that can
appear on credit reports, and the kind of rights consumers have.

And on MSN, in case no-one else saw the credit report.

_______________________________________________
privacy mailing list
privacy () whitestar linuxbox org
http://www.whitestar.linuxbox.org/mailman/listinfo/privacy


Current thread: