Re: [privacy] Dispute Credit Card Charges at Your Peril

[Drsolly <drsollyp () drsolly com>]

> > I don't understand what you're referring to.
>
>
> http://www.google.com/search?hl=en&lr=&q=%22ernst+and+young%22++%22customer+data%22&btnG=Search
>
> I was just trying to point out that it is not always the consumers
> fault their data is stolen. Idiotic infosec (both policy and

Doesn't matter whose fault it is. It's the card that's blacklisted. And 
you want to blacklist the card even more so, if it's being used by someone 
who isn't the owner.

> technology driven) practices by ChoicePoint, Ernst and Young, the
> military, Equifax, and millions of other business that accept credit
> card transactions leave some consumers no choice but to call up and
> cancel orders or worse "freeze" their credit.

If your card's been compromised, it's hard to imagine why you wouldn't
want to change it. 

> I am just saying that this company collects data that may mark someone
> as being a "credit risk" when all they did wrong was have their data
> sold to _every_ bidder by Equifax. A couple of low-profile hacks
> against the smaller companies that buy the big 3's info and voila' you
> are blacklisted by credit companies all over the world.
>
> Guess I just dont like any kind of profiling tho.. fuckin bastards
> judging me, who do they think they are?  ;-)
 
In a credit card blacklisting scheme, it isn't the person who's marked as
a "credit risk", it's the credit card number.

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